My Top 5 Budgeting Tips

Let's be honest. Summer can be chaotic with everything going on, so I put together 5 ways to stay on budget: 

  1. Calculate how much summer activities will be and put them into the budget.

  2. Automate bills/payments so that there is less physical work to do.

  3. Automate your savings goals and schedule them for the beginning of the month. It is never a good idea to wait until the end of the month to save. That money will be gone!

  4. Break down your long-term goals into just 3-month pieces. Think about where you need to be financially in 3 months. That helps you have an end in sight.

  5. Enjoy yourself. Too many people make the mistake of thinking they can’t have fun and budget at the same time. Put fun/entertainment in your budget regularly and intentionally.

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